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What is Fractional Ownership?

Fractional ownership is owning a portion (usually ¼ to 1/12) of a residence, usually located in prime resort locations such as a Caribbean beach or Rocky Mountain ski slope. These properties combine the convenience and comfort of owning your own luxury vacation home with the benefits of a five-star hotel.

Owners receive a deeded share that gives them access to the property at a corresponding percentage of time annually. For example, one quarter share equals 3 months per year. Usually the time is split into prime and low season.

Fractional ownership is not time-sharing. Fractional ownership offers the same rights as any real estate ownership, owners are free to sell or bequeath their share, and property values almost always appreciate. Other differences include longer vacation times, and luxury levels of accommodation and amenities with fractional ownership.

Many Perks of Fractional Ownership

While various fractional resort locations offer different amenities, many are located in first-class resort complexes with included services that few single vacation homes can offer at any price.

  • Owning your own vacation home in your favorite location
  • Interior design, maintenance fees and property taxes included
  • No property maintenance chores
  • No worries of property left vacant
  • Lots of space for you, your family and friends
  • Permanent storage for your sports gear and other belongings
  • Fully-equipped kitchens
  • Resort amenities – restaurants, bars, spas
  • Personal services - concierge, housekeeping, chef, valet
  • On-site activities – golf, diving, pools, fitness centers, equestrian, skiing
  • Use of cars and boats
  • Cost-effective – paying for the time you use instead of the whole residence and buying a fraction makes very expensive locales more affordable